At Fairway Corporation, customer service is a way of life. Not only are we dedicated to finding the best rates for our customers, we also offer some of the fastest turn times in the industry. Our goal is to act as your trusted advisor, providing highly personalized service and guiding you through every step of the loan process. It’s all designed to exceed your expectations, guarantee your satisfaction, and earn your trust.

Down Payment Assistance*

Up to 3% down payment/closing costs assistance grant available for qualifying homebuyers in Maricopa County.

Program guidelines:

  • Grant is not a loan and does not carry any repayment circumstances
  • 640 Minimum FICO
  • 45% maximum debt to income ratio
  • Household income limited to $88,340 yr
  • 30 year fixed rate-FHA Loan
  • 1% additional down payment assistance for U.S. Military/Veterans for total of 5% assistance

(additional 1% assistance)

Down payment assistance for qualifying Arizona Military, First Responders (Police Officers, EMT, Firefighters) & Teachers.

Program guidelines:

  • Government (VA,USDA; RD) with 4% assistance
  • Grant is not a loan and does not carry any repayment circumstances
  • 640 Minimum FICO
  • 45% maximum debt to income ratio
  • INCOME LIMITED TO $88,340 per year
  • limited to properties in Maricopa County
  • homebuyer education required

Fannie May 30 year fixed conventional with up to a 5% grant.

Program Guidelines:

  • Buyers can receive a grant up to 5% of the loan amount which CAN be used toward their down payment and/or closing costs
  • 30 year Conventional Loans up to 95% qualify for a 5% Grant. 30 year conventional loan from 95.01%-97% qualify for a 4% grant
  • No Minimum contribution from buyer and all down payment may come from grant
  • No repayment requirement for pre-payment penalty related to the loan or gift.
  • Loan is a special Fannie Mae 30 year fixed conventional product that allows for a 3% down payment (others require 5%)
  • Maximum allowable household income is $92,984
  • Maximum loan amount is $371,936
  • Home buyer education required

*Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency.

Our Satisfied Customers

“We were first time home buyers. Everything went according to our plans. I would highly recommend Timothy Potempa and his team. The rate was what we expected it to be. We even got money back at closing. They were very friendly and helpful with answering all of our questions. Amazing!”

“Our first experience in buying a home could not have been more pleasant with Tim Potempa and his team. What really stands out with Tim is his responsiveness to all our queries. Our critical request had to be made way after office hours and I was pleasantly surprised when Tim sent the document needed almost immediately. Also, Tim was always respectful and patient with our queries and requests and I really appreciate his professionalism.”

Read Our Reviews >>

“From beginning to end Tim was incredible! Not only him but his entire staff! Being a first-time home buyer I was very intimidated scared and had many questions along the way. All of which were answered not only completely but quickly efficiently and accurately. I cannot speak more highly of him and his organization I would recommend him with great confidence :-)”

POTEMPA TEAM

Timothy Potempa

Loan Officer
NMLS – 454708
Phone: 623-570-0781
Email: potempateam@fairwaymc.com
Facebook | LinkedIn

FAIRWAY PHOENIX BRANCH

5450 E. High St. Suite 275
Phoenix, AZ 85054
NMLS – 1408065
Phone: 480-788-5614
Email: potempateam@fairwaymc.com

Copyright ©2017 Fairway Independent Mortgage Corporation. NMLS#2289. 4801 S. Biltmore Lane, Madison, WI 53718, 1-877-699-0353.

Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency.

All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify.

Information, rates and programs are subject to change without notice. All products are subject to credit and property approval.
Other restrictions and limitations may apply.

This page contains links that may take you outside of this Fairway website.
Fairway does not endorse and is not responsible for the content of the linked websites, and does not guarantee your privacy when leaving this Fairway website.

Designated trademarks and brands are the property of their respective owners.
AZ License #BK-0904162.
Licensed by the Department of Business Oversight under the California Finance Lenders Law.
Loans made or arranged pursuant to a California Finance Lenders Law License.
Licensed Nevada Mortgage Lender. TX Location: 1800 Golden Trail, Carrollton, TX 75010.

TEXAS CONSUMER COMPLAINT & RECOVERY FUND NOTICE

Complaints may be directed to: (877) 699-0353 or emailed: customerservice@fairwaymc.com

Top