Our Mortgage Blog
6 Benefits of Homeownership
Welcome to National Homeownership Month! This June, we’re celebrating one of the most fundamental parts of the American Dream—owning a home. If you’ve been dreaming of buying a home but have held off in recent years for one reason or another, we hope that highlighting...
Why Should You Join The Potempa Team?
Are you a loan officer looking to take your career to new heights? Look no further than The Potempa Team! With an exceptional leadership team, a track record of success, and decades of lending experience, The Potempa Team with OneTrust Home Loans offers an incredible...
3 Great Questions to Ask Your Mortgage Lender
Buying your first home or your dream property? Working with a great mortgage lender is an important step in the home-buying process. You’ll likely have lots of questions and your mortgage lender, along with your real estate agent, are here to help! To get the most out...
How to Make an Offer on a House
One of the most important steps in the purchase process is figuring out how to make an offer on a house. You’ll want to present an offer that is both reasonable and attractive to the seller, without giving away all of your negotiating power. In situations where...
8 Questions to Ask a Real Estate Agent When Buying a House
One of the most important decisions you'll make during the process of buying a home is choosing the right real estate agent to represent you. A reputable real estate agent can help you find your dream home, negotiate the best deal, and ensure a smooth closing. At the...
4 Tips for Creating a Great Relationship with Your Real Estate Agent
Now that you’re pre-qualified for a home loan, it’s time to start house hunting and creating a great relationship with your real estate agent. While you always have a choice when it comes to your agent, be sure you’re working with someone trustworthy and professional...
Potempa Team Loan Process – 14 Steps to Your Next Home
As a prospective home buyer, navigating the loan process can sometimes feel overwhelming and confusing. We helped 1,134 families buy a home over the last year, and we at the Potempa Team are here to serve as your trusted mortgage advisor. Our team is dedicated to...
What’s the Difference Between a Conventional and a Jumbo Loan?
Have you ever wondered about the difference between a conventional and a jumbo loan? Not sure where conforming loan limits fit in? Ready to buy a home and curious about what makes sense for your situation? The Potempa Team and OneTrust Home Loans give you access to a...
Home Loan Options from The Potempa Team and OneTrust Home Loans
Get to know your home loan options from the Potempa Team and OneTrust Home Loans in this comprehensive guide! Homeownership is one of the most significant investments a person can make in their lifetime. It is a symbol of stability, security, and the American Dream...
2023 Conforming Loan Limits: What Do They Mean for You?
If you’re planning to buy a home in 2023, you’ll likely need a home loan. There are many different loan products available, with different qualifications and requirements. Among the many options, first-time home buyers often use an FHA loan to make their dream of...
