Your Path to Smarter Homeownership Starts Here
Quick answers to your mortgage questions – just a few clicks away.
Free consultation. No hidden fees. Transparent process from start to finish.
Why Choose The Potempa Team?
The Potempa Team has originated over $1 Billion in mortgages over the past year.
Our goal is to act as your trusted mortgage advisor, providing highly personalized service and guiding you through every step of the loan process. It’s all designed to exceed your expectations, guarantee your satisfaction, and earn your trust.
Get Prequalified Today!
With over 70 years of combined experience, the Potempa Team will help find the right product and walk you through each step of the home loan process.
No SSN asked. Credit unaffected. We protect your information.
Areas We Serve
Alaska
Arkansas
Colorado
Connecticut
Delaware
Georgia
Hawaii
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Rhode Island
South Carolina
South Dakota
Tennessee
Utah
Vermont
Virginia
West Virginia
Wyoming
Alaska
Arkansas
Colorado
Connecticut
Delaware
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Michigan
Minnesota
Missouri
Mississippi
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Utah
Vermont
Virginia
West Virginia
Wyoming
No SSN asked. Credit unaffected. We protect your information.
Tim Potempa
Senior Vice President
“At the Potempa Team customer service is our way of life. Not only are we dedicated to finding the best rates for our customers, we also offer some of the fastest turn times in the mortgage industry.”
Your Best Choice for Home Loans
Pre-Approvals
Mortgage pre-approval is a commitment from a lender to provide you with home financing up to a certain loan amount. Unlock My Homebuying Power
Conventional Loans
A conforming home loan is one that meets, or “conforms” to, certain guidelines set forth by Freddie Mac and Fannie Mae. Boost My Offer Strength
FHA Loans
FHA mortgages make home ownership much more affordable and have easier credit requirements that are perfect for first time homebuyers. Check My FHA Eligibility
VA Loans
VA loans are fully backed by the government and offer a myriad of advantages for your home purchase or mortgage refinance. Check My VA Eligibility
USDA Loans
A USDA home loan is a zero down payment mortgage for eligible rural homebuyers. Check My USDA Eligibility
Jumbo Loans
The minimum contribution guidelines for Jumbo loans are tiered by loan amount, loan purpose, credit profile and occupancy type. Check My Jumbo Eligibility
LATEST NEWS AND UPDATES FROM THE POTEMPA TEAM
Low Down Payment Loan Options to Help You Buy a Home in 2025
Are you dreaming of making your goal of homeownership a reality but worried about the down...
Mortgage Options for Self-Employed Borrowers
Being your own boss offers plenty of perks—flexibility, independence, and the ability to build...
Your 2025 Mortgage Roadmap
Whether you're thinking about buying your first home, refinancing, or exploring investment...
Lock in Your Best Mortgage Rate Now!
Discover how low your mortgage rate could be in today's market
No SSN asked. Credit unaffected. We protect your information.
THE POTEMPA TEAM
NMLS# 454708
AZ License #BK-0904162
Fax: 480-393-7023
Call Us: 855-421-2753
tim@thepotempateam.com
