Our Mortgage Blog

September mortgage market review 2022

September mortgage market review 2022

Mortgage rates remain volatile at the end of the third quarter. With 30-year fixed rates falling 4.99% on Aug. 4 and rising to 6.02% on Sept. 15, homebuyers may wonder when they should make an offer. Interest rates rose 2.48% in the first six months of 2022, varying...

What Is PMI?

What Is PMI?

If you put down less than 20% of the purchase price, your home mortgage will probably include private mortgage insurance (PMI). This premium protects the lender in case you can't pay your mortgage. Find out more about how PMI works and when you can stop paying it. It...

What is a Good Credit Score for a Mortgage

What is a Good Credit Score for a Mortgage

The better your credit score, the better your interest rate will be when you secure a mortgage. The closer your credit score is to the fair credit threshold, the higher your interest rate will be when you get a home loan. Banks set your interest rate based on how much...

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ONETRUST HOME LOANS - THE POTEMPA TEAM

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Call Us: 855-421-2753
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ONETRUST CORPORATE

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San Diego, CA 92108
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