Our Mortgage Blog

What You Need to Know About Financing Your Investment Property

by Editorial Team | Oct 3, 2024 | Investment, Mortgage

Thinking about diving into the world of investment properties? Whether you're looking to score a rental property for some extra income or flip a fixer-upper, knowing how to finance that investment is key. The process might feel slightly different than your typical...

Is Buying a Rental Property Still a Good Investment?

by Editorial Team | Sep 13, 2024 | Mortgage

Generating passive income through real estate has always been appealing, and there are many ways to do it, from single-family homes to multi-family units, as well as long-term and short-term rentals. However, with the recent fluctuations in the housing market, is...

US Housing Market Trends Shaping the Second Half of 2024

by Editorial Team | Aug 26, 2024 | Mortgage

2024 has been quite the year for the US economy! Experts started the year predicting we’d see multiple rate cuts from the Federal Reserve (Fed) which would help stimulate activity in the housing market as mortgage interest rates dropped in response and affordability...

How Will the Recent US Economic News Affect Your Home-Buying Plans This Fall?

by Editorial Team | Aug 20, 2024 | Mortgage

Are you planning to purchase a home this fall? If so, you’ve probably wondered how the recent US economic news may affect your home-buying plans. With interest rates on the move and the housing market making headlines, it's normal to have questions. In this blog,...

How Seasonal Expenses Can Affect Your Loan Approval

by Editorial Team | Aug 1, 2024 | Mortgage

As the summer heats up, so do our spending habits! Whether it's planning a beach getaway, hosting backyard BBQs, or keeping the kids entertained during their break, summer expenses can really add up. What you might not realize is that these seasonal expenses can...

All About FHA Loans

by Editorial Team | Jul 17, 2024 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Mortgage, Texas Mortgages

Are you dreaming of owning a home, but feeling overwhelmed by the whole mortgage process? Worried you can’t afford the property you really want because you haven’t saved enough? Today we’re going to help you learn all about FHA loans and how this mortgage program can...

Announcing the Potempa Team’s New Partnership with Turbo Insurance!

by Editorial Team | Jul 5, 2024 | Insurance

We're thrilled to share some exciting news that could make your journey to owning a home a whole lot smoother in 2024 and beyond. The Potempa Team is teaming up with Turbo Insurance! Picture this: a key that not only unlocks the door to your dream home but also opens...

Common Home Loan and Mortgage Questions – Answered!

by Editorial Team | Jun 20, 2024 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

We're proud to be ranked the #1 FHA Lender in America for the second year in a row by the Scotsman Guide! This is a testament not only to our team's dedication but also to the number of clients we've helped and loans we've closed. We recently polled our team to come...

The Pros and Cons of FHA Loans

by Editorial Team | May 6, 2024 | FHA Loan, Mortgage

If you've ever dreamed of owning a home but felt like achieving that goal was just out of reach, an FHA loan just might be what you need. FHA loans are specifically geared toward helping first-time buyers get into the real estate market, close on a home, and start...