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Disclosures You Might See During the Home Purchase Process

Disclosures You Might See During the Home Purchase Process

Sep 13, 2023 | Frequently Asked Questions, Mortgage

Whether you’re buying your first home or your next home, there are several disclosures you might see during the home purchase process. These vary from state to state and depend on the type of property you’re purchasing, but in general, expect to see the following...
What You Need to Complete a Mortgage Loan Application

What You Need to Complete a Mortgage Loan Application

Aug 30, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

Congratulations! Now that your offer has been accepted on your dream home, it’s time to move forward with the mortgage loan application. When you choose to work with The Potempa Team, you will work with a dedicated loan processor who will ensure all necessary...
The Mortgage Pre-Approval Letter: What is it and What Should Be Included?

The Mortgage Pre-Approval Letter: What is it and What Should Be Included?

Jul 28, 2023 | Frequently Asked Questions, Mortgage

For many prospective homeowners, understanding what a mortgage pre-approval letter entails and what information it should include can be daunting. At the Potempa Team, our goal is to empower homebuyers with education and valuable insights into the world of mortgages...
The Potempa Team at OneTrust Home Loans Arizona Reviews

The Potempa Team at OneTrust Home Loans Arizona Reviews

Jul 14, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

The choices for a mortgage can be overwhelming, especially for a first-time home buyer. This is why it’s good to seek advice from an experienced mortgage lender to discover your options. The Potempa Team at OneTrust Home Loans prides ourselves on delivering an...
Buying or Renting a Home: Which is Right for You?

Buying or Renting a Home: Which is Right for You?

Jun 22, 2023 | FHA Loan, Frequently Asked Questions

If you’re currently renting, chances are you’ve thought about buying your own home or condo. At the Potempa Team, we believe that homeownership is not only a source of financial stability but also a gateway to personal fulfillment and wealth. Buying a property will...
6 Benefits of Homeownership

6 Benefits of Homeownership

Jun 15, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Mortgage, Texas Mortgages

Welcome to National Homeownership Month! This June, we’re celebrating one of the most fundamental parts of the American Dream—owning a home. If you’ve been dreaming of buying a home but have held off in recent years for one reason or another, we hope that highlighting...
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Latest Blog Posts

  • What is a Home Appraisal and How Might It Affect Your Home Loan?September 26, 2023
  • Disclosures You Might See During the Home Purchase ProcessSeptember 13, 2023
  • What You Need to Complete a Mortgage Loan ApplicationAugust 30, 2023
  • The Mortgage Pre-Approval Letter: What is it and What Should Be Included?July 28, 2023
  • The Potempa Team at OneTrust Home Loans Arizona ReviewsJuly 14, 2023
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Copyright ©2022 Loans Provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC NMLS #46375 (www.nmlsconsumeraccess.org); 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. (Reference: 10 VAC 5-160-60 (F))