Our Mortgage Blog

How to Get Funding for an Airbnb

How to Get Funding for an Airbnb

Major banks don't have any loan products geared directly towards Airbnb rentals. However, there are loans for those who want to get into rental housing as well as a few other options for those who want to purchase a property to list on Airbnb. Funding for Airbnb...

How Much Equity Do I Need to Refinance?

How Much Equity Do I Need to Refinance?

Many homeowners take advantage of the refinance option to reduce monthly mortgage payments, lower interest rates or to get a shorter term on the mortgage. Another benefit of refinancing that many homeowners take advantage of is using the equity in their home to pay...

What Is the 28 36 Rule?

What Is the 28 36 Rule?

When you start looking for your dream home the first thing you should consider is affordability. Buying a home is one of the biggest financial decisions you'll ever make. You must know how much home you can comfortably afford and it's best to know this before you...

Paying Off a 30-Year Mortgage in 15 Years

Paying Off a 30-Year Mortgage in 15 Years

Most homeowners opt for a 30-year mortgage because it is the most affordable option. This is especially true of first time homebuyers. Once you get settled in and are comfortable making your house payment each month, you may begin to wonder how you can pay off your...

Can You Refinance Your Mortgage at Any Time?

Can You Refinance Your Mortgage at Any Time?

When you refinance your mortgage, you have to take out a new loan to pay off the old one. Reasons for doing this vary, but often lower interest rates motivate homeowners to refinance to save money on interest. Some homeowners want a shorter term to pay off the...

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ONETRUST HOME LOANS - THE POTEMPA TEAM

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855-421-2753
tpotempa@onetrusthomeloans.com

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ONETRUST CORPORATE

3131 Camino Del Rio North, Suite 1680
San Diego, CA 92108
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