If you’ve been sitting on the sidelines waiting for mortgage rates to drop before buying a home, you’re not alone. We talk to prospective buyers all the time who are hoping for that perfect moment, when rates dip and suddenly everything feels more affordable. We get...
Are you dreaming of making your goal of homeownership a reality but worried about the down payment? You’re not alone! Many buyers assume they need 20% down to purchase a home, but the reality is that several loan programs allow you to buy with little—or even no—money...
Being your own boss offers plenty of perks—flexibility, independence, and the ability to build something that’s truly yours. However, when it comes to getting a mortgage, self-employed individuals often hit a few more roadblocks than traditional W-2 employees. The...
Whether you’re thinking about buying your first home, refinancing, or exploring investment opportunities, understanding housing market trends and financing options can help you craft your 2025 real estate strategy. At the Potempa Team, we’re here to guide you...
If you’re thinking of buying a home in 2025, you’ve probably been watching the trends in mortgage rates and wondering if this is truly the year for you to buy or if you should wait for rates to drop. Even small shifts in mortgage interest rates can significantly...
