The Potempa Team is the most reputable mortgage lender in Phoenix with over 25 years of experience in serving clients with their home loan needs. For the best Phoenix mortgage rates, get in touch with our team today. Steps involved in getting a mortgage The first step...
Usually your lender will order the appraisal after you have negotiated any repairs during the inspection period, but you, your Realtor, and your loan officer should discuss this and be on the same page. This is one of biggest challenges people face in working with...
Whether it’s a cabin for skiing or a getaway from the Summer heat, vacation or second properties are a popular investment for many people! They can enhance your lifestyle and help you make great memories. You can get financing for your vacation property and make that...
Lending is largely based on risk, where lower risk loans can have lower interest rates. This can seem abstract. Here’s an example: If you had two friends who needed to borrow $100, and Friend A already had $20 but Friend B only had $3, which Friend seems like a higher...
A 203K loan is one which is offered by the FHA and is commonly referred to as a home renovation loan, because it includes the cost of both purchasing a home and renovating it. This kind of loan is generally applied for by individuals who have chosen to rehabilitate an...
