Our Mortgage Blog

Understanding Debt to Income

Understanding Debt to Income

Your debt-to-income ratio (DTI) is a calculation that shows how much debt you have compared to your income. It's an indicator of your financial health and illustrates you're spending beyond your means. The debt-to-income ratio is an important factor that lenders...

Recent Potempa Team Review

Recent Potempa Team Review

We want to share a really meaningful review from a Realtor about their experience working with our team. Here is a photo of the happy family with their new home! In this market it can be so competitive and hard to GET HOME and we want to get you and your clients...

Arizona Mortgage Lenders

Arizona Mortgage Lenders

The decision to purchase a home is one of the most significant decisions of your life. Buying a home is fun and exciting, but you can get caught up in the financial aspects of the transaction. The first step is to figure out how much you have to put down on a home and...

Home Equity Loan Phoenix

Home Equity Loan Phoenix

At The Potempa Team, we offer home equity loan in Phoenix. Speak to one of our consultants today to check your eligibility for a home equity loan. Are equity loans a good idea? If you own a house, home equity loan can be a great source of capital. If you are in deep...

What Can HOA Fees Include?

What Can HOA Fees Include?

Each HOA varies, so it’s critical to discuss this with your Realtor and lender. They can include very little or quite a bit. Some examples could be: community amenities, utilities, and even insurance for the structure. Regardless, the whole HOA fee will be factored...

Mortgage Experts in Arizona

Mortgage Experts in Arizona

Fairway is known for being one of the most preferred lenders because of our ability to get loans done, whether those are loans closing quickly or more unique loans. We have an in-house team of professors and underwriters which increases efficiency over other lenders...

Happy New Year From The Potempa Team

Happy New Year From The Potempa Team

This is YOUR YEAR! Whether it’s becoming a homeowner, upgrading to a bigger home, downsizing to a retirement home, or renovating an existing home, The Potempa Team has got you covered with a suite of mortgage products that can get you there. Work with a Professional...

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THE POTEMPA TEAM

NMLS# 454708
AZ License #BK-0904162

Fax: 480-393-7023
Call Us: 855-421-2753
tim@thepotempateam.com

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