Understanding Debt to Income

Understanding Debt to Income

Your debt-to-income ratio (DTI) is a calculation that shows how much debt you have compared to your income. It’s an indicator of your financial health and illustrates you’re spending beyond your means. The debt-to-income ratio is an important factor that...
Where Do I Start To Get A Mortgage?

Where Do I Start To Get A Mortgage?

With home mortgage interest rates lower than they’ve been in quite some time, many people, especially first-time homebuyers, are considering making the jump from renting to purchasing a house. Getting started can be confusing, and there’s a lot of details...