Homeownership is widely seen as the gateway into the middle class and the ideal way to build wealth. This was true in the past, and it’s still true today. However, the prices of homes are on the rise and mortgages can seem out of reach for many. If you’re...
It’s the dream of everyone to have their own houses. While some people can afford to build from scratch or purchase houses outrightly, most people can’t, and this is due to the expensive cost of real estate. According to a recent survey, 75% of...
The first step in buying a home is figuring out what you can afford. Since hardly anyone can buy a home with cash, this means finding what sort of loan you’re eligible for. The better your credit, income, and down payment, the more that lenders will be willing...
When you go to a mortgage lender for prequalification or preapproval, the process will largely consist of questions. By asking you these questions, they’ll gauge your overall financial situation as well as your reliability and responsibility as an individual. In...
The Potempa Team is a highly credible phoenix mortgage lender that provides you with all facts and numbers to help you make an informed decision with buying a house. We offer different types of loans based on your earning capacity and requirements. Call us today for a...