Mortgage Options for Self-Employed Borrowers

Feb 13, 2025 | Mortgage

Being your own boss offers plenty of perks—flexibility, independence, and the ability to build something that’s truly yours. However, when it comes to getting a mortgage, self-employed individuals often hit a few more roadblocks than traditional W-2 employees. The...

Your 2025 Mortgage Roadmap

Feb 3, 2025 | California Mortgages

Whether you’re thinking about buying your first home, refinancing, or exploring investment opportunities, understanding housing market trends and financing options can help you craft your 2025 real estate strategy. At the Potempa Team, we’re here to guide you...

How Mortgage Interest Rates Affect Your Buying Power

Jan 24, 2025 | Mortgage

If you’re thinking of buying a home in 2025, you’ve probably been watching the trends in mortgage rates and wondering if this is truly the year for you to buy or if you should wait for rates to drop. Even small shifts in mortgage interest rates can significantly...

Pathways to Homeownership in 2025

Dec 30, 2024 | Mortgage

The new year is shaping up to offer more pathways to homeownership in 2025! Whether you’re a first-time buyer eager to plant roots or someone looking to upgrade to a home that better fits your lifestyle, with evolving loan programs, creative financing solutions, and...

The Fed Cut Rates—Why Haven’t Mortgage Rates Dropped?

Dec 23, 2024 | Mortgage

If you’re like many prospective home buyers who have been watching mortgage interest rates and waiting for them to drop, you might be surprised the Fed’s rate cuts didn’t affect home loans much this fall. It’s a common misconception that when the Federal Reserve...