The new year is shaping up to offer more pathways to homeownership in 2025! Whether you’re a first-time buyer eager to plant roots or someone looking to upgrade to a home that better fits your lifestyle, with evolving loan programs, creative financing solutions, and...
If you’re like many prospective home buyers who have been watching mortgage interest rates and waiting for them to drop, you might be surprised the Fed’s rate cuts didn’t affect home loans much this fall. It’s a common misconception that when the Federal Reserve...
Looking ahead and planning to buy a home in 2025? Here’s the good news: you don’t have to do everything at once. Taking a few simple steps now can set you up for success when it’s time to start house hunting in the new year! Whether you’re looking to hit the ground...
At The Potempa Team, we’re honored to serve those who’ve served and continue to serve our country. With Veteran’s Day this month, let’s dive into some of the top home loan options for veterans and active duty service members—benefits-packed programs that can save you...
First-time home buyer looking to make a change before the end of the year or looking ahead to 2025? You’ve probably seen many unfamiliar terms thrown around as you research how to get a loan and buy a home. One of the most common ones is Private Mortgage Insurance or...