Our Mortgage Blog

Arizona Housing Market: Home Values Report

Arizona Housing Market: Home Values Report

The Phoenix housing market is one of the hottest in the country right now and continues to break records. Prices are still rising because the supply of available homes is so low in Arizona that it's creating a dire situation. Healthy markets have a six-month supply of...

How to Get Funding for an Airbnb

How to Get Funding for an Airbnb

Major banks don't have any loan products geared directly towards Airbnb rentals. However, there are loans for those who want to get into rental housing as well as a few other options for those who want to purchase a property to list on Airbnb. Funding for Airbnb...

How Much Equity Do I Need to Refinance?

How Much Equity Do I Need to Refinance?

Many homeowners take advantage of the refinance option to reduce monthly mortgage payments, lower interest rates or to get a shorter term on the mortgage. Another benefit of refinancing that many homeowners take advantage of is using the equity in their home to pay...

What Is the 28 36 Rule?

What Is the 28 36 Rule?

When you start looking for your dream home the first thing you should consider is affordability. Buying a home is one of the biggest financial decisions you'll ever make. You must know how much home you can comfortably afford and it's best to know this before you...

Paying Off a 30-Year Mortgage in 15 Years

Paying Off a 30-Year Mortgage in 15 Years

Most homeowners opt for a 30-year mortgage because it is the most affordable option. This is especially true of first time homebuyers. Once you get settled in and are comfortable making your house payment each month, you may begin to wonder how you can pay off your...

Can You Refinance Your Mortgage at Any Time?

Can You Refinance Your Mortgage at Any Time?

When you refinance your mortgage, you have to take out a new loan to pay off the old one. Reasons for doing this vary, but often lower interest rates motivate homeowners to refinance to save money on interest. Some homeowners want a shorter term to pay off the...

Get A Quote

Submit your request and we'll get back to you soon
with our very best quote.

10 + 6 =

THE POTEMPA TEAM

NMLS# 454708
AZ License #BK-0904162

Fax: 480-393-7023
Call Us: 855-421-2753
tim@potempateam.com

eoh
EMC Logo – White SML