2021 is an ideal time to buy a home in Arizona. Mortgage rates at near-record lows, meaning that you have more flexibility in choosing where to live. A recent prediction by Realtor.com also revealed home sales in Arizona and especially the Phoenix area will jump 11.4...

If you've begun looking into getting a mortgage, you'll notice that mortgage payments contain several components. While you need to pay down the debt itself, you also have to pay down the interest. However, loans typically involve private mortgage insurance as well....

Before you set out to buy a home, the first thing you need to do is set a budget for yourself and understand how much you can afford. There is no single guideline when it comes to home buying budgets, but there are many rules you can consider. From there, you can...

To get pre-approved for a mortgage, it's important to know what to expect from the process. All of your relevant documents, from proof of income to employment verification, should be prepared ahead of time so that you can avoid running into problems. While there's a...