If you're planning on buying a new home, it's important to know what to expect ahead of time. Mortgage rates are always changing, which is why it's important to learn as much as you can about current trends in the industry. In 2021, many changes will affect the real...

After a brief pause at the onset of the coronavirus pandemic, home sales and prices are edging up. Read on to learn more about the mortgage and housing trends for the year to come. Mortgage rates are forecasted to rise modestly in 2021 In the midst of nationwide...

The effects of Covid-19 have had a far-reaching impact on so many sectors of the economy, leaving many people who were on the cusp of buying a home wondering if they still have a shot at buying one. At the Potempa Team, we understand! We're helping home buyers just...

It is not just first-time homebuyers in Arizona that need to make informed decisions when applying for home loans; any homebuyer can benefit from knowing what is new in the mortgage lending world. Asking some important questions before applying for a home loan can...

Marriage, having children, and landing your dream career are a few of the major landmarks in most people's lives. Another landmark is filing a mortgage and starting on the path towards homeownership, and it's an important part of all the others. If you're interested...

Your debt-to-income ratio (DTI) is a calculation that shows how much debt you have compared to your income. It's an indicator of your financial health and illustrates you're spending beyond your means. The debt-to-income ratio is an important factor that lenders...