Our Mortgage Blog
Arizona Mortgage Broker
The decision to purchase a home is one of the most significant decisions of your life. Buying a home is fun and exciting, but you can get caught up in the financial aspects of the transaction. The first step is to figure out how much you have to put down on a home and...
Phoenix Mortgage Lender
The Potempa Team is a highly credible phoenix mortgage lender that provides you with all facts and numbers to help you make an informed decision with buying a house. We offer different types of loans based on your earning capacity and requirements. Call us today for a...
Phoenix Mortgage Lenders
When you decide to buy your dream home, it is one of the most exciting times in your life. You are ready to begin searching for the ideal home that fits your needs and your budget. One of the first things you need to do is review your finances. You want to make sure...
Phoenix Mortgage Rates
The Potempa Team is the most reputable mortgage lender in Phoenix with over 25 years of experience in serving clients with their home loan needs. For the best Phoenix mortgage rates, get in touch with our team today. Steps involved in getting a mortgage The first step...
What happens when my lender orders the appraisal?
Usually your lender will order the appraisal after you have negotiated any repairs during the inspection period, but you, your Realtor, and your loan officer should discuss this and be on the same page. This is one of biggest challenges people face in working with...
I want to own a vacation property. Do I have to pay cash for it?
Whether it’s a cabin for skiing or a getaway from the Summer heat, vacation or second properties are a popular investment for many people! They can enhance your lifestyle and help you make great memories. You can get financing for your vacation property and make that...
Why does the amount of my down payment have an effect on my interest rate?
Lending is largely based on risk, where lower risk loans can have lower interest rates. This can seem abstract. Here’s an example: If you had two friends who needed to borrow $100, and Friend A already had $20 but Friend B only had $3, which Friend seems like a higher...
What Exactly Is a 203K Loan
A 203K loan is one which is offered by the FHA and is commonly referred to as a home renovation loan, because it includes the cost of both purchasing a home and renovating it. This kind of loan is generally applied for by individuals who have chosen to rehabilitate an...
Jumbo Mortgages in Phoenix, AZ
Jumbo loans have been made available to the public these days in response to the constantly rising cost of home buying. Specifically, jumbo mortgages are those which are higher than the allowable dollar amount which are placed on homes by loan-servicing organizations...
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THE POTEMPA TEAM
NMLS# 454708
AZ License #BK-0904162
Fax: 480-393-7023
Call Us: 855-421-2753
tim@thepotempateam.com
