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All About FHA Loans

All About FHA Loans

Jul 17, 2024 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Mortgage, Texas Mortgages

Are you dreaming of owning a home, but feeling overwhelmed by the whole mortgage process? Worried you can’t afford the property you really want because you haven’t saved enough? Today we’re going to help you learn all about FHA loans and how this mortgage program can...
Common Home Loan and Mortgage Questions – Answered!

Common Home Loan and Mortgage Questions – Answered!

Jun 20, 2024 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

We’re proud to be ranked the #1 FHA Lender in America for the second year in a row by the Scotsman Guide! This is a testament not only to our team’s dedication but also to the number of clients we’ve helped and loans we’ve closed. We recently...
3 Reasons to Choose the Potempa Team Over a Big Bank Lender

3 Reasons to Choose the Potempa Team Over a Big Bank Lender

Mar 27, 2024 | Arizona Mortgages, California Mortgages, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

If you’re ready to make your homeownership dreams a reality, you’re in the right place. While at first glance, a big bank or brand name might seem like the way to go, if you’re looking for personalized service, support, and, above all, a smooth and...
Closing on Your New Home: Final Steps

Closing on Your New Home: Final Steps

Dec 18, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

Now that you have that coveted final loan approval, there are only a few final things to do before you can pick up the keys to your new home. Although that dream of homeownership is practically in hand, these last items are just as critically important as any other...
Differences Between Conditional and Final Loan Approval

Differences Between Conditional and Final Loan Approval

Nov 11, 2023 | Arizona Mortgages, California Mortgages, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

When you’re trying to get a loan for your new home, there are two steps that might sound a bit confusing: conditional and final loan approval. Understanding the difference between these two stages is critically important. In this guide, we’ll break down...
What Not to Do While Your Loan is Being Processed

What Not to Do While Your Loan is Being Processed

Oct 25, 2023 | Arizona Mortgages, California Mortgages, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

For most prospective home buyers, getting approved for a loan is one of the key components of the home purchase process. However, getting pre-approved doesn’t mean you’re done! You still need conditional and final approval of your loan to fund and close. To ensure...
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Latest Blog Posts

  • Low Down Payment Loan Options to Help You Buy a Home in 2025March 5, 2025
  • Mortgage Options for Self-Employed BorrowersFebruary 13, 2025
  • Your 2025 Mortgage RoadmapFebruary 3, 2025
  • How Mortgage Interest Rates Affect Your Buying PowerJanuary 24, 2025
  • Pathways to Homeownership in 2025December 30, 2024
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Copyright ©2025 For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender (NMLS consumer access: https://www.nmlsconsumeraccess.org/_) For State Requirements go to www.emortgagecapital.com/licensing E Mortgage Capital Inc. Headquarters 18071 Fitch 200 Irvine, California 92614