Are you dreaming of making your goal of homeownership a reality but worried about the down payment? You’re not alone! Many buyers assume they need 20% down to purchase a home, but the reality is that several loan programs allow you to buy with little—or even no—money...
At The Potempa Team, we’re honored to serve those who’ve served and continue to serve our country. With Veteran’s Day this month, let’s dive into some of the top home loan options for veterans and active duty service members—benefits-packed programs that can save you...
We’re proud to be ranked the #1 FHA Lender in America for the second year in a row by the Scotsman Guide! This is a testament not only to our team’s dedication but also to the number of clients we’ve helped and loans we’ve closed. We recently...
If you’re ready to make your homeownership dreams a reality, you’re in the right place. While at first glance, a big bank or brand name might seem like the way to go, if you’re looking for personalized service, support, and, above all, a smooth and...
If you’re feeling hesitant about diving into the housing market because of today’s mortgage rates, zooming out to look at the bigger picture can lend the necessary perspective. In today’s blog, we’ll help you understand historic trends in mortgage rates...
Thinking of buying a home in 2024? One popular option is the Adjustable-Rate Mortgage, or ARM for short. It’s like the chameleon of home loans–adapting to changing interest rates. But, like any financial decision, ARMs come with their own set of pros and cons....
