Maybe you run drive for Uber on weekends, freelance in graphic design, or manage multiple income streams that don’t fit the “traditional” mold. Welcome to the new normal. At the Potempa Team, we know that just because all of your income isn’t coming from a W-2 doesn’t...
If you’ve been sitting on the sidelines waiting for mortgage rates to drop before buying a home, you’re not alone. We talk to prospective buyers all the time who are hoping for that perfect moment, when rates dip and suddenly everything feels more affordable. We get...
Being your own boss offers plenty of perks—flexibility, independence, and the ability to build something that’s truly yours. However, when it comes to getting a mortgage, self-employed individuals often hit a few more roadblocks than traditional W-2 employees. The...
If you’re thinking of buying a home in 2025, you’ve probably been watching the trends in mortgage rates and wondering if this is truly the year for you to buy or if you should wait for rates to drop. Even small shifts in mortgage interest rates can significantly...
The new year is shaping up to offer more pathways to homeownership in 2025! Whether you’re a first-time buyer eager to plant roots or someone looking to upgrade to a home that better fits your lifestyle, with evolving loan programs, creative financing solutions, and...
If you’re like many prospective home buyers who have been watching mortgage interest rates and waiting for them to drop, you might be surprised the Fed’s rate cuts didn’t affect home loans much this fall. It’s a common misconception that when the Federal Reserve...
