How to Buy a Home When Your Side Hustle Pays the Bills: Navigating the Mortgage Process with Non-Traditional Income
Maybe you run drive for Uber on weekends, freelance in graphic design, or manage multiple income streams that don’t fit the “traditional” mold. Welcome to the new normal. At the Potempa Team, we know that just because all of your income isn’t coming from a W-2 doesn’t...
Why You Shouldn’t Wait for Mortgage Rates to Drop to Buy
If you’ve been sitting on the sidelines waiting for mortgage rates to drop before buying a home, you’re not alone. We talk to prospective buyers all the time who are hoping for that perfect moment, when rates dip and suddenly everything feels more affordable. We get...
Mortgage Options for Self-Employed Borrowers
Being your own boss offers plenty of perks—flexibility, independence, and the ability to build something that’s truly yours. However, when it comes to getting a mortgage, self-employed individuals often hit a few more roadblocks than traditional W-2 employees. The...
How Mortgage Interest Rates Affect Your Buying Power
If you’re thinking of buying a home in 2025, you’ve probably been watching the trends in mortgage rates and wondering if this is truly the year for you to buy or if you should wait for rates to drop. Even small shifts in mortgage interest rates can significantly...
Pathways to Homeownership in 2025
The new year is shaping up to offer more pathways to homeownership in 2025! Whether you’re a first-time buyer eager to plant roots or someone looking to upgrade to a home that better fits your lifestyle, with evolving loan programs, creative financing solutions, and...- Why Your Credit Karma Score Might Lie to You—And What Lenders Really Use
- How to Buy a Home When Your Side Hustle Pays the Bills: Navigating the Mortgage Process with Non-Traditional Income
- Why You Shouldn’t Wait for Mortgage Rates to Drop to Buy
- Low Down Payment Loan Options to Help You Buy a Home in 2025
- Mortgage Options for Self-Employed Borrowers
