How the Federal Funds Rate Affects Your Mortgage Interest Rate

Jan 22, 2024 | Mortgage

Ever wondered how the Federal Funds Rate affects your mortgage interest rate? With all the talk in the news about the Fed first raising rates incrementally over the last year and now set to cut rates multiple times in 2024, it may be a bit confusing how the Fed’s...

2024 Housing Market Predictions

Dec 28, 2023 | Mortgage

Want to buy a home in 2024? Ensure you’re prepared with the latest information and a pre-approval from the Potempa Team! Click here to take the first steps to get approved for a home loan, and keep reading for our 2024 housing market predictions. Interest Rates Are...

Closing on Your New Home: Final Steps

Dec 18, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

Now that you have that coveted final loan approval, there are only a few final things to do before you can pick up the keys to your new home. Although that dream of homeownership is practically in hand, these last items are just as critically important as any other...