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How Will the Recent US Economic News Affect Your Home-Buying Plans This Fall?

How Will the Recent US Economic News Affect Your Home-Buying Plans This Fall?

Aug 20, 2024 | Mortgage

Are you planning to purchase a home this fall? If so, you’ve probably wondered how the recent US economic news may affect your home-buying plans. With interest rates on the move and the housing market making headlines, it’s normal to have questions. In this...
3 Reasons to Choose the Potempa Team Over a Big Bank Lender

3 Reasons to Choose the Potempa Team Over a Big Bank Lender

Mar 27, 2024 | Arizona Mortgages, California Mortgages, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

If you’re ready to make your homeownership dreams a reality, you’re in the right place. While at first glance, a big bank or brand name might seem like the way to go, if you’re looking for personalized service, support, and, above all, a smooth and...
Why an Adjustable-Rate Mortgage (ARM) Might Be Right For You

Why an Adjustable-Rate Mortgage (ARM) Might Be Right For You

Feb 7, 2024 | ARM Loan, Frequently Asked Questions, Mortgage

Thinking of buying a home in 2024? One popular option is the Adjustable-Rate Mortgage, or ARM for short. It’s like the chameleon of home loans–adapting to changing interest rates. But, like any financial decision, ARMs come with their own set of pros and cons....
Closing on Your New Home: Final Steps

Closing on Your New Home: Final Steps

Dec 18, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

Now that you have that coveted final loan approval, there are only a few final things to do before you can pick up the keys to your new home. Although that dream of homeownership is practically in hand, these last items are just as critically important as any other...

Latest Blog Posts

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  • Your 2025 Mortgage RoadmapFebruary 3, 2025
  • How Mortgage Interest Rates Affect Your Buying PowerJanuary 24, 2025
  • Pathways to Homeownership in 2025December 30, 2024
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Copyright ©2025 For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender (NMLS consumer access: https://www.nmlsconsumeraccess.org/_) For State Requirements go to www.emortgagecapital.com/licensing E Mortgage Capital Inc. Headquarters 18071 Fitch 200 Irvine, California 92614