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Disclosures You Might See During the Home Purchase Process

Disclosures You Might See During the Home Purchase Process

Sep 13, 2023 | Frequently Asked Questions, Mortgage

Whether you’re buying your first home or your next home, there are several disclosures you might see during the home purchase process. These vary from state to state and depend on the type of property you’re purchasing, but in general, expect to see the following...
Buying or Renting a Home: Which is Right for You?

Buying or Renting a Home: Which is Right for You?

Jun 22, 2023 | FHA Loan, Frequently Asked Questions

If you’re currently renting, chances are you’ve thought about buying your own home or condo. At the Potempa Team, we believe that homeownership is not only a source of financial stability but also a gateway to personal fulfillment and wealth. Buying a property will...
6 Benefits of Homeownership

6 Benefits of Homeownership

Jun 15, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Mortgage, Texas Mortgages

Welcome to National Homeownership Month! This June, we’re celebrating one of the most fundamental parts of the American Dream—owning a home. If you’ve been dreaming of buying a home but have held off in recent years for one reason or another, we hope that highlighting...
3 Great Questions to Ask Your Mortgage Lender

3 Great Questions to Ask Your Mortgage Lender

May 24, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

Buying your first home or your dream property? Working with a great mortgage lender is an important step in the home-buying process. You’ll likely have lots of questions and your mortgage lender, along with your real estate agent, are here to help! To get the most out...
The Pros and Cons of Waiting for Interest Rates to Drop Before You Buy a Home

The Pros and Cons of Waiting for Interest Rates to Drop Before You Buy a Home

Dec 28, 2022 | Arizona Mortgages, California Mortgages, Florida Mortgages, Mortgage, Texas Mortgages

Are you thinking of buying a home in 2023, but waiting for interest rates to drop? You’re not alone. At the Potempa Team, we talk to people all the time who want to make their homeownership goals a reality. If they haven’t made a move yet, it’s often because they’re...
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  • Your 2025 Mortgage RoadmapFebruary 3, 2025
  • How Mortgage Interest Rates Affect Your Buying PowerJanuary 24, 2025
  • Pathways to Homeownership in 2025December 30, 2024
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Copyright ©2025 For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender (NMLS consumer access: https://www.nmlsconsumeraccess.org/_) For State Requirements go to www.emortgagecapital.com/licensing E Mortgage Capital Inc. Headquarters 18071 Fitch 200 Irvine, California 92614