The Fed Cut Rates—Why Haven’t Mortgage Rates Dropped?

Dec 23, 2024 | Mortgage

If you’re like many prospective home buyers who have been watching mortgage interest rates and waiting for them to drop, you might be surprised the Fed’s rate cuts didn’t affect home loans much this fall. It’s a common misconception that when the Federal Reserve...

Planning to Buy a Home in 2025? Here’s What to Do This November

Nov 20, 2024 | Mortgage

Looking ahead and planning to buy a home in 2025? Here’s the good news: you don’t have to do everything at once. Taking a few simple steps now can set you up for success when it’s time to start house hunting in the new year! Whether you’re looking to hit the ground...

Top Home Loan Options for Veterans and Active Duty Service Members

Nov 13, 2024 | Frequently Asked Questions, Mortgage, VA Loan

At The Potempa Team, we’re honored to serve those who’ve served and continue to serve our country. With Veteran’s Day this month, let’s dive into some of the top home loan options for veterans and active duty service members—benefits-packed programs that can save you...

Renovation Loans: Financing Your Dream Home

Oct 22, 2024 | Mortgage

When it comes to buying a home, we know how important it is to find something that checks all your boxes. But sometimes, the perfect location or home might come with more TLC than you expected. That’s where renovation loans come in! Whether you’re planning to...

Is Buying a Rental Property Still a Good Investment?

Sep 13, 2024 | Mortgage

Generating passive income through real estate has always been appealing, and there are many ways to do it, from single-family homes to multi-family units, as well as long-term and short-term rentals. However, with the recent fluctuations in the housing market, is...