If you’re ready to make your homeownership dreams a reality, you’re in the right place. While at first glance, a big bank or brand name might seem like the way to go, if you’re looking for personalized service, support, and, above all, a smooth and...
Self-employed and dreaming of owning a home this year? Welcome to the Potempa Team’s guide to loan approval for self-employed home buyers. We’re here to break it down, sprinkle in some tips for buying when you’re the boss, and help you sail through...
If you’re feeling hesitant about diving into the housing market because of today’s mortgage rates, zooming out to look at the bigger picture can lend the necessary perspective. In today’s blog, we’ll help you understand historic trends in mortgage rates...
Thinking of buying a home in 2024? One popular option is the Adjustable-Rate Mortgage, or ARM for short. It’s like the chameleon of home loans–adapting to changing interest rates. But, like any financial decision, ARMs come with their own set of pros and cons....
Ever wondered how the Federal Funds Rate affects your mortgage interest rate? With all the talk in the news about the Fed first raising rates incrementally over the last year and now set to cut rates multiple times in 2024, it may be a bit confusing how the Fed’s...
