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What is a Home Appraisal and How Might It Affect Your Home Loan?

What is a Home Appraisal and How Might It Affect Your Home Loan?

Sep 26, 2023 | Frequently Asked Questions

Every property must get a home appraisal as part of the purchase process. Unlike a home inspection that focuses on the property’s condition, an appraisal evaluates its worth in the current real estate market. This crucial evaluation not only impacts the final...
The Mortgage Pre-Approval Letter: What is it and What Should Be Included?

The Mortgage Pre-Approval Letter: What is it and What Should Be Included?

Jul 28, 2023 | Frequently Asked Questions, Mortgage

For many prospective homeowners, understanding what a mortgage pre-approval letter entails and what information it should include can be daunting. At the Potempa Team, our goal is to empower homebuyers with education and valuable insights into the world of mortgages...
Buying or Renting a Home: Which is Right for You?

Buying or Renting a Home: Which is Right for You?

Jun 22, 2023 | FHA Loan, Frequently Asked Questions

If you’re currently renting, chances are you’ve thought about buying your own home or condo. At the Potempa Team, we believe that homeownership is not only a source of financial stability but also a gateway to personal fulfillment and wealth. Buying a property will...
6 Benefits of Homeownership

6 Benefits of Homeownership

Jun 15, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Mortgage, Texas Mortgages

Welcome to National Homeownership Month! This June, we’re celebrating one of the most fundamental parts of the American Dream—owning a home. If you’ve been dreaming of buying a home but have held off in recent years for one reason or another, we hope that highlighting...

Latest Blog Posts

  • What is a Home Appraisal and How Might It Affect Your Home Loan?September 26, 2023
  • Disclosures You Might See During the Home Purchase ProcessSeptember 13, 2023
  • What You Need to Complete a Mortgage Loan ApplicationAugust 30, 2023
  • The Mortgage Pre-Approval Letter: What is it and What Should Be Included?July 28, 2023
  • The Potempa Team at OneTrust Home Loans Arizona ReviewsJuly 14, 2023
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Copyright ©2022 Loans Provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC NMLS #46375 (www.nmlsconsumeraccess.org); 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. (Reference: 10 VAC 5-160-60 (F))