Nothing’s worse than having your dream of home ownership snatched away at the last moment. Though it isn’t common, lenders can deny your mortgage application after pre-approval. There are a few reasons this can happen, but all of them can be prevented with...
Mortgage pre-approval just means you have a lender who checked your credit and debt-to-income ratio and decided you’re a good risk for a home loan. When this happens, you’ll get a letter of pre-approval to hand to a real estate agent so you can look at...
People who want to purchase a home will need to obtain a mortgage unless they’re going to pay cash for the home. Some people are mystified by the process of getting a mortgage, but this isn’t necessary. Planning ahead can help to make the process easier...
Having worked in the industry for over 20 years, Tim Potempa has become an expert on mortgage and home buying with knowledge and experience in multiple states. Looking to share his insights with his Arizona community, Tim went on ABC 15’s Sonoran Living Home...
If you’re looking for home financing, especially if this is your first time buying a home, you may be confusing about the various terms used to describe mortgages. However, the industry isn’t nearly as complex as it might seem at first glance. Basically,...