Having worked in the industry for over 20 years, Tim Potempa has become an expert on mortgage and home buying with knowledge and experience in multiple states. Looking to share his insights with his Arizona community, Tim went on ABC 15’s Sonoran Living Home Pros segment to answer questions on the current housing market to help potential home buyers.
Tackling the Burning Question
The first question is one that’s flooded the buying scene for over a year now and that’s whether or not it’s the right time to buy. Leaning into his history of navigating market ups and downs, Tim addresses the two main concerns that buyers have which are price and interest rate. Despite interest rates rising, they’re still at historical lows all while inventory is starting to pick up, which could quickly lead to more enticing prices.
He then dives into the current programs available to help home buyers, especially first-time buyers, to comfortably afford their own house. He encourages those renting to leverage these programs to avoid increased rent prices that don’t go towards building their own equity but instead support their landlord’s portfolio. Programs can help those with poor or even no credit find an affordable lending option that can also help lower their required down payment.
Helping Navigate the Homebuying Process
Working with Tim means having the support and knowledge of over 40 years of experience from his senior team alone with over 25 additional loan officers available at any time throughout the process for guidance. Starting the process online helps to eliminate client stress; they can find out if they qualify from the comfort of their own home without having to wait for news at an office. The Potempa Team will reach out within 24 hours to go over the best options for each client.
Pre-approved clients will discuss their financial goals and budget restrictions for a home loan that fits their needs. Anyone who may need help qualifying will work directly with the team to create a roadmap that gets them into a home without putting their family under financial stress. Whether the blueprint needs to span over 3, 6, 12 months or even longer, Tim’s team is there to help anyone looking to get into a hot real estate market regardless of their current financial situation.
Even the most qualified applicants benefit from seeking out an experienced team to lead them through the complex process of buying a home. Clients are assisted with documentation all the way through underwriting to leave them ready to make offers on their top properties after meeting with the team. By going through the full credit application and underwriting process directly with the client, the purchasing process is a streamlined one.
Find Your Home Loan Solution With the Potempa Team
With 24/7 availability to discuss potential credit and down payment programs or start from a pre-approval, the Potempa Team is here to help buyers find the perfect mortgage solution in the current market. Young professionals, retirees, and families alike are looking for a change of pace in the idyllic Arizona landscape. If you’re interested in seeing what you could potentially qualify for, get pre-approved online or reach out to the Potempa Team directly to get started today.