Potempa Team - Home Loans & Refinancing
  • Home
  • Buy a Home
  • Refinance
  • Loan Options
    • 1% Down Loans
    • Low Downpayment Loans
    • ARM Loans
    • Fixed Rate Loans
    • Cash-Out Refinance
    • Construction Loans
    • HELOC
    • Investment Property Loans
    • Rehab (203k) Loans
    • Reverse Mortgage Loans
  • Areas We Serve
    • Arizona
    • California
    • Florida
    • Texas
    • Michigan
    • Washington
    • View All >>
  • About
    • About Timothy
    • Our Team
    • Blog
    • Testimonials
  • FAQ
    • FAQ
    • What Do I Need To Know Before Buying a Home?
    • Is Buying A House In Arizona A Good Investment?
    • Is Buying A House In California A Good Investment?
  • Contact
  • Apply Now
  • 855-421-2753
Select Page
Disclosures You Might See During the Home Purchase Process

Disclosures You Might See During the Home Purchase Process

Sep 13, 2023 | Frequently Asked Questions, Mortgage

Whether you’re buying your first home or your next home, there are several disclosures you might see during the home purchase process. These vary from state to state and depend on the type of property you’re purchasing, but in general, expect to see the following...
What You Need to Complete a Mortgage Loan Application

What You Need to Complete a Mortgage Loan Application

Aug 30, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

Congratulations! Now that your offer has been accepted on your dream home, it’s time to move forward with the mortgage loan application. When you choose to work with The Potempa Team, you will work with a dedicated loan processor who will ensure all necessary...
The Mortgage Pre-Approval Letter: What is it and What Should Be Included?

The Mortgage Pre-Approval Letter: What is it and What Should Be Included?

Jul 28, 2023 | Frequently Asked Questions, Mortgage

For many prospective homeowners, understanding what a mortgage pre-approval letter entails and what information it should include can be daunting. At the Potempa Team, our goal is to empower homebuyers with education and valuable insights into the world of mortgages...
The Potempa Team Arizona Reviews

The Potempa Team Arizona Reviews

Jul 14, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

The choices for a mortgage can be overwhelming, especially for a first-time home buyer. This is why it’s good to seek advice from an experienced mortgage lender to discover your options. The Potempa Team prides ourselves on delivering an excellent customer experience....
Buying or Renting a Home: Which is Right for You?

Buying or Renting a Home: Which is Right for You?

Jun 22, 2023 | FHA Loan, Frequently Asked Questions

If you’re currently renting, chances are you’ve thought about buying your own home or condo. At the Potempa Team, we believe that homeownership is not only a source of financial stability but also a gateway to personal fulfillment and wealth. Buying a property will...
« Older Entries
Next Entries »

Latest Blog Posts

  • Why Your Credit Karma Score Might Lie to You—And What Lenders Really UseAugust 8, 2025
  • How to Buy a Home When Your Side Hustle Pays the Bills: Navigating the Mortgage Process with Non-Traditional IncomeJuly 28, 2025
  • Why You Shouldn’t Wait for Mortgage Rates to Drop to BuyJuly 1, 2025
  • Low Down Payment Loan Options to Help You Buy a Home in 2025March 5, 2025
  • Mortgage Options for Self-Employed BorrowersFebruary 13, 2025
  • Home
  • About
  • Meet the Team
  • Contact
  • Potempa Team Privacy Policy
  • Terms and Conditions
  • Cookie Information & Opt-Out
Copyright ©2025 For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender (NMLS consumer access: https://www.nmlsconsumeraccess.org/_) For State Requirements go to www.emortgagecapital.com/licensing E Mortgage Capital Inc. Headquarters 18071 Fitch 200 Irvine, California 92614