The choices for a mortgage can be overwhelming, especially for a first-time home buyer. This is why it’s good to seek advice from an experienced mortgage lender to discover your options.
The Potempa Team at OneTrust Home Loans prides ourselves on delivering an excellent customer experience. We have an outstanding reputation which we’ve earned from helping dozens of clients like you. Be sure to read our reviews for home buyers in Arizona and beyond here!
If you’re just in the beginning stages of your home search, you probably have more than a few questions. Start here to discover whether working with the Potempa Team is right for you!
Why Should I Seek Professional Advice from an Independent Loan Provider, Rather Than a Bank?
If you’ve never purchased a home before, it can be hard to know whether you should work with your bank to secure a home loan or an independent loan provider. While any bank can provide you with a loan, independent loan providers offer a unique set of advantages, including access to diverse loan options, personalized guidance, flexibility, competitive rates, and exceptional customer service. Securing a mortgage is a big deal. Don’t just go with the first option that’s offered to you. We’re able to provide you with a broader range of loan possibilities and programs tailored to your specific needs and financial situation.
Should I Seek a Local Lending Company or Work with Someone Who Has a Presence in Multiple States?
Reputation, experience, and a proven track record of success are three of the most important things to consider when choosing a mortgage lender. At the Potempa Team, we are licensed to assist home buyers in forty-nine states and counting! Our team headquarters are in Phoenix, Arizona, though we have mortgage lenders based around the country along with established partnerships with excellent local real estate agents. After twenty years in the business and many satisfied clients, we’re confident that we can help you find the best mortgage loan option for your home purchase.
What Services Do You Offer Related to Home Financing?
At the Potempa Team, we offer a comprehensive range of services to assist you with the home financing process. Our goal is to provide you with a seamless and personalized experience. Here’s an overview of the services we offer:
- Mortgage Pre-Approval: The pre-approval process is a crucial step to buying a home, and we’re here to guide you through it.
- Down Payment Assistance: We understand that saving for a down payment can be challenging, especially for first-time homebuyers. That’s why we offer several programs designed to assist clients with their down payments.
- Access to a Wide Variety of Loan Programs: We specialize in offering a wide array of loan programs to cater to different needs and financial situations. Our expertise includes FHA loans, VA loans, Jumbo loans, USDA loans, and conventional home loans.
- Personalized Guidance: Our dedicated loan professionals take the time to understand your unique circumstances, goals, and financial capabilities.
- Ongoing Support: Our commitment to you doesn’t end once you secure a loan. We provide ongoing support even after the closing process. We are here to address any questions or concerns you may have and to assist you with any loan-related matters in the future.
Our goal is to simplify the home financing journey for our clients. With our comprehensive range of services, personalized guidance, and commitment to excellence, the Potempa Team at OneTrust Home Loans is dedicated to helping you achieve your dream of homeownership. Click here to request more information from us and to start the loan pre-approval process!