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How to Make an Offer on a House

How to Make an Offer on a House

Apr 24, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

One of the most important steps in the purchase process is figuring out how to make an offer on a house. You’ll want to present an offer that is both reasonable and attractive to the seller, without giving away all of your negotiating power. In situations where...
8 Questions to Ask a Real Estate Agent When Buying a House

8 Questions to Ask a Real Estate Agent When Buying a House

Apr 12, 2023 | Arizona Mortgages, California Mortgages, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

One of the most important decisions you’ll make during the process of buying a home is choosing the right real estate agent to represent you. A reputable real estate agent can help you find your dream home, negotiate the best deal, and ensure a smooth closing....
4 Tips for Creating a Great Relationship with Your Real Estate Agent

4 Tips for Creating a Great Relationship with Your Real Estate Agent

Mar 30, 2023 | Arizona Mortgages, California Mortgages, Florida Mortgages, Mortgage, Texas Mortgages

Now that you’re pre-qualified for a home loan, it’s time to start house hunting and creating a great relationship with your real estate agent. While you always have a choice when it comes to your agent, be sure you’re working with someone trustworthy and professional...
Potempa Team Loan Process – 14 Steps to Your Next Home

Potempa Team Loan Process – 14 Steps to Your Next Home

Mar 23, 2023 | Arizona Mortgages, California Mortgages, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

As a prospective home buyer, navigating the loan process can sometimes feel overwhelming and confusing. We helped 1,134 families buy a home over the last year, and we at the Potempa Team are here to serve as your trusted mortgage advisor. Our team is dedicated to...
What’s the Difference Between a Conventional and a Jumbo Loan?

What’s the Difference Between a Conventional and a Jumbo Loan?

Mar 7, 2023 | Arizona Mortgages, California Mortgages, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

Have you ever wondered about the difference between a conventional and a jumbo loan? Not sure where conforming loan limits fit in? Ready to buy a home and curious about what makes sense for your situation? The Potempa Team gives you access to a variety of home loan...
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  • Your 2025 Mortgage RoadmapFebruary 3, 2025
  • How Mortgage Interest Rates Affect Your Buying PowerJanuary 24, 2025
  • Pathways to Homeownership in 2025December 30, 2024
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Copyright ©2025 For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender (NMLS consumer access: https://www.nmlsconsumeraccess.org/_) For State Requirements go to www.emortgagecapital.com/licensing E Mortgage Capital Inc. Headquarters 18071 Fitch 200 Irvine, California 92614