Our Mortgage Blog
Understanding Private Mortgage Insurance (PMI)
First-time home buyer looking to make a change before the end of the year or looking ahead to 2025? You’ve probably seen many unfamiliar terms thrown around as you research how to get a loan and buy a home. One of the most common ones is Private Mortgage Insurance or...
Renovation Loans: Financing Your Dream Home
When it comes to buying a home, we know how important it is to find something that checks all your boxes. But sometimes, the perfect location or home might come with more TLC than you expected. That’s where renovation loans come in! Whether you're planning to breathe...
What You Need to Know About Financing Your Investment Property
Thinking about diving into the world of investment properties? Whether you're looking to score a rental property for some extra income or flip a fixer-upper, knowing how to finance that investment is key. The process might feel slightly different than your typical...
Is Buying a Rental Property Still a Good Investment?
Generating passive income through real estate has always been appealing, and there are many ways to do it, from single-family homes to multi-family units, as well as long-term and short-term rentals. However, with the recent fluctuations in the housing market, is...
US Housing Market Trends Shaping the Second Half of 2024
2024 has been quite the year for the US economy! Experts started the year predicting we’d see multiple rate cuts from the Federal Reserve (Fed) which would help stimulate activity in the housing market as mortgage interest rates dropped in response and affordability...
How Will the Recent US Economic News Affect Your Home-Buying Plans This Fall?
Are you planning to purchase a home this fall? If so, you’ve probably wondered how the recent US economic news may affect your home-buying plans. With interest rates on the move and the housing market making headlines, it's normal to have questions. In this blog,...
How Seasonal Expenses Can Affect Your Loan Approval
As the summer heats up, so do our spending habits! Whether it's planning a beach getaway, hosting backyard BBQs, or keeping the kids entertained during their break, summer expenses can really add up. What you might not realize is that these seasonal expenses can...
All About FHA Loans
Are you dreaming of owning a home, but feeling overwhelmed by the whole mortgage process? Worried you can’t afford the property you really want because you haven’t saved enough? Today we’re going to help you learn all about FHA loans and how this mortgage program can...
Announcing the Potempa Team’s New Partnership with Turbo Insurance!
We're thrilled to share some exciting news that could make your journey to owning a home a whole lot smoother in 2024 and beyond. The Potempa Team is teaming up with Turbo Insurance! Picture this: a key that not only unlocks the door to your dream home but also opens...
Common Home Loan and Mortgage Questions – Answered!
We're proud to be ranked the #1 FHA Lender in America for the second year in a row by the Scotsman Guide! This is a testament not only to our team's dedication but also to the number of clients we've helped and loans we've closed. We recently polled our team to come...
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THE POTEMPA TEAM
NMLS# 454708
AZ License #BK-0904162
Fax: 480-393-7023
Call Us: 855-421-2753
tim@thepotempateam.com
