Our Mortgage Blog
What’s the Difference Between a Conventional and a Jumbo Loan?
Have you ever wondered about the difference between a conventional and a jumbo loan? Not sure where conforming loan limits fit in? Ready to buy a home and curious about what makes sense for your situation? The Potempa Team gives you access to a variety of home loan...
Home Loan Options from The Potempa Team
Get to know your home loan options from the Potempa Team in this comprehensive guide! Homeownership is one of the most significant investments a person can make in their lifetime. It is a symbol of stability, security, and the American Dream that often starts with...
2023 Conforming Loan Limits: What Do They Mean for You?
If you’re planning to buy a home in 2023, you’ll likely need a home loan. There are many different loan products available, with different qualifications and requirements. Among the many options, first-time home buyers often use an FHA loan to make their dream of...
Become a Homeowner in 2023: Tips to Help You Get Pre-Approved for a Home Loan
Dreaming of becoming a homeowner in 2023? This year might present one of the best opportunities for prospective home buyers to successfully purchase a property of their own! Over the last couple of years, buyers have faced stiff competition and often had to contend...
The Pros and Cons of Waiting for Interest Rates to Drop Before You Buy a Home
Are you thinking of buying a home in 2023, but waiting for interest rates to drop? You’re not alone. At the Potempa Team, we talk to people all the time who want to make their homeownership goals a reality. If they haven’t made a move yet, it’s often because they’re...
Planning to Buy a Home in 2023? Take These Key Steps Now
Planning to buy a home in 2023? A New Year means new goals. If homeownership has been on your list of dreams to accomplish, make them a reality in 2023! Start by taking these key next steps to begin the process of purchasing a home. Speak to a Lender The first step...
Bridge Loans: How Much Do You Know?
In 2020 and 2021, a red-hot housing market sent real estate prices soaring. As a result, many sellers received all-cash offers well above the asking price, allowing them to profit handsomely from each sale. Although the market is still strong, it has cooled down,...
Best Loans For Flipping Houses
Flipping houses is a viable option if you want to make money from real estate without managing rental properties. The process is fairly simple. You buy a home, fix it up, and then sell it to someone else as quickly as possible, limiting the total cost of ownership and...
How Much Equity Can I Borrow On My Home?
Although the real estate market is experiencing an expected modest slide in the post-pandemic economic climate, interest rates remain favorable for taking out a home equity loan. Your home's value may be more than what you think it is. Moreover, housing market...
FHA or Conventional? Which One Is Right For You?
Embarking on the home-buying process comes with many decisions. Aside from finding the house of your dreams, choosing the right home loan for your needs is another important decision. There are two primary types of home loans to consider –conventional and FHA. Both of...
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THE POTEMPA TEAM
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Call Us: 855-421-2753
tim@potempateam.com
