Our Mortgage Blog

What is a Good Credit Score for a Mortgage

What is a Good Credit Score for a Mortgage

The better your credit score, the better your interest rate will be when you secure a mortgage. The closer your credit score is to the fair credit threshold, the higher your interest rate will be when you get a home loan. Banks set your interest rate based on how much...

What To Prepare Before Talking To A Lender

What To Prepare Before Talking To A Lender

People who want to purchase a home will need to obtain a mortgage unless they're going to pay cash for the home. Some people are mystified by the process of getting a mortgage, but this isn't necessary. Planning ahead can help to make the process easier for you. One...

Tim Potempa Helps Homebuyers as an ABC-15 Home Pro

Tim Potempa Helps Homebuyers as an ABC-15 Home Pro

Having worked in the industry for over 20 years, Tim Potempa has become an expert on mortgage and home buying with knowledge and experience in multiple states. Looking to share his insights with his Arizona community, Tim went on ABC 15's Sonoran Living Home Pros...

What Are the Two Main Types of Mortgages

What Are the Two Main Types of Mortgages

If you're looking for home financing, especially if this is your first time buying a home, you may be confusing about the various terms used to describe mortgages. However, the industry isn't nearly as complex as it might seem at first glance. Basically, there are two...

Six Mortgage Facts that Will Surprise You

Six Mortgage Facts that Will Surprise You

Are you in the market for a new home loan or a home refinance loan? If so, just how much do you know about mortgages and the home financing industry? For example, were you aware of these six lesser known mortgage facts? 1. Mortgages rates have risen, but not nearly to...

Best renovations for increasing home value

Best renovations for increasing home value

Even though the U.S. real estate market has cooled down somewhat from its red-hot run of the last couple of years, it's still a good time to sell. You're probably already familiar with the common lore that ramping up your curb appeal with paint, flowers, and...

July 2022 Arizona Housing Report/Review

July 2022 Arizona Housing Report/Review

The housing market in Arizona has been a seller's market in the recent past. Taking a look at the mid-July housing report brings up questions about how these last four months of the year will go. As of July 15, the market model predicts that there will be a small...

Who Qualifies for VA Home Loans?

Who Qualifies for VA Home Loans?

Active duty service members, as well as veterans who meet certain requirements, may qualify for a home loan that's backed by the United States Department of Veterans Affairs. Because these loans are meant for those who have served this country in the military, there...

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THE POTEMPA TEAM

NMLS# 454708

AZ License #BK-0904162

Company NMLS# 3029

Fax: 480-393-7023
Call Us: 855-421-2753
tim@thepotempateam.com

5450 E High Street #275

Phoenix, AZ 85054

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