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The Mortgage Pre-Approval Letter: What is it and What Should Be Included?

The Mortgage Pre-Approval Letter: What is it and What Should Be Included?

Jul 28, 2023 | Frequently Asked Questions, Mortgage

For many prospective homeowners, understanding what a mortgage pre-approval letter entails and what information it should include can be daunting. At the Potempa Team, our goal is to empower homebuyers with education and valuable insights into the world of mortgages...
The Potempa Team Arizona Reviews

The Potempa Team Arizona Reviews

Jul 14, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

The choices for a mortgage can be overwhelming, especially for a first-time home buyer. This is why it’s good to seek advice from an experienced mortgage lender to discover your options. The Potempa Team prides ourselves on delivering an excellent customer experience....
Buying or Renting a Home: Which is Right for You?

Buying or Renting a Home: Which is Right for You?

Jun 22, 2023 | FHA Loan, Frequently Asked Questions

If you’re currently renting, chances are you’ve thought about buying your own home or condo. At the Potempa Team, we believe that homeownership is not only a source of financial stability but also a gateway to personal fulfillment and wealth. Buying a property will...
3 Great Questions to Ask Your Mortgage Lender

3 Great Questions to Ask Your Mortgage Lender

May 24, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

Buying your first home or your dream property? Working with a great mortgage lender is an important step in the home-buying process. You’ll likely have lots of questions and your mortgage lender, along with your real estate agent, are here to help! To get the most out...
How to Make an Offer on a House

How to Make an Offer on a House

Apr 24, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

One of the most important steps in the purchase process is figuring out how to make an offer on a house. You’ll want to present an offer that is both reasonable and attractive to the seller, without giving away all of your negotiating power. In situations where...
8 Questions to Ask a Real Estate Agent When Buying a House

8 Questions to Ask a Real Estate Agent When Buying a House

Apr 12, 2023 | Arizona Mortgages, California Mortgages, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

One of the most important decisions you’ll make during the process of buying a home is choosing the right real estate agent to represent you. A reputable real estate agent can help you find your dream home, negotiate the best deal, and ensure a smooth closing....
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  • Your 2025 Mortgage RoadmapFebruary 3, 2025
  • How Mortgage Interest Rates Affect Your Buying PowerJanuary 24, 2025
  • Pathways to Homeownership in 2025December 30, 2024
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Copyright ©2025 For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender (NMLS consumer access: https://www.nmlsconsumeraccess.org/_) For State Requirements go to www.emortgagecapital.com/licensing E Mortgage Capital Inc. Headquarters 18071 Fitch 200 Irvine, California 92614