Have you ever wondered about the difference between a conventional and a jumbo loan? Not sure where conforming loan limits fit in? Ready to buy a home and curious about what makes sense for your situation? The Potempa Team gives you access to a variety of home loan...
Get to know your home loan options from the Potempa Team in this comprehensive guide! Homeownership is one of the most significant investments a person can make in their lifetime. It is a symbol of stability, security, and the American Dream that often starts with...
Planning to buy a home in 2023? A New Year means new goals. If homeownership has been on your list of dreams to accomplish, make them a reality in 2023! Start by taking these key next steps to begin the process of purchasing a home. Speak to a Lender The first step...
In 2020 and 2021, a red-hot housing market sent real estate prices soaring. As a result, many sellers received all-cash offers well above the asking price, allowing them to profit handsomely from each sale. Although the market is still strong, it has cooled down,...
Although the real estate market is experiencing an expected modest slide in the post-pandemic economic climate, interest rates remain favorable for taking out a home equity loan. Your home’s value may be more than what you think it is. Moreover, housing market...
People who get a conventional mortgage to pay for a home may hear about private mortgage insurance, often shortened to PMI. This type of insurance protects the lender if you stop paying the mortgage. Homeowners can purchase a different policy if they want coverage for...
