At the Potempa Team, we get this question all the time: “Why is my credit score different than what Credit Karma says?” The short answer? Not all credit scores are created equal—and lenders use a different scoring model than what you see on most free credit check...
Are you dreaming of owning a home, but feeling overwhelmed by the whole mortgage process? Worried you can’t afford the property you really want because you haven’t saved enough? Today we’re going to help you learn all about FHA loans and how this mortgage program can...
We’re proud to be ranked the #1 FHA Lender in America for the second year in a row by the Scotsman Guide! This is a testament not only to our team’s dedication but also to the number of clients we’ve helped and loans we’ve closed. We recently...
If you’ve ever dreamed of owning a home but felt like achieving that goal was just out of reach, an FHA loan just might be what you need. FHA loans are specifically geared toward helping first-time buyers get into the real estate market, close on a home, and...
Now that you have that coveted final loan approval, there are only a few final things to do before you can pick up the keys to your new home. Although that dream of homeownership is practically in hand, these last items are just as critically important as any other...
Congratulations! Now that your offer has been accepted on your dream home, it’s time to move forward with the mortgage loan application. When you choose to work with The Potempa Team, you will work with a dedicated loan processor who will ensure all necessary...
