Congratulations on deciding to put down roots in the great Arizona city of Scottsdale! You will love it here! Let The Potempa Team at OneTrust Home Loan in Scottsdale help you find the perfect home to purchase in this great city. Call our mortgage experts today so we can get to work immediately.
Facts about the Scottsdale real estate market
If you’re looking to invest in the Scottsdale real estate market, you should know that:
- Scottsdale is a city of roughly a quarter of a million people. The city has managed to retain its charm and not feel too large even with all the new growth.
- Scottsdale provides you the chance to own a home near a large city, but not actually live in the big city. Scottsdale is the largest suburb of the city of Phoenix, which is the 5th largest city in the US.
- Homes in Scottsdale are great investments, and market data shows steady growth for property values.
What are the advantages of using a mortgage company?
Mortgage companies can be local in nature, or smaller branches of larger nationwide mortgage companies. For example, OneTrust Home Loans in Scottsdale is a local branch of the national company OneTrust Home Loan. However, all agents working at the mortgage company are local. These are the same people you will see at the grocery store, at a Little League game, church, your kid’s school. Supporting a mortgage company is like supporting a local business. These agents live and work in these communities, just like you. If you have not already found a real estate agent, they can connect you to one of those as well.
Mortgage companies also offer other advantages over a traditional bank. Mortgage companies are not as constricted as a bank is. Therefore, requirements that banks have that keep potential buyers out are not always an issue with a mortgage company. They also outsource some aspects of loan servicing. This allows them to cut out some fees and close on your loan faster. In real estate, a potential buyer always wants to save where they can and move the process more quickly where they can.
How to pick a mortgage company?
Research is key in this area. Not all mortgage companies are equal. Look for mortgage companies that have an established history. They have the resources to find you the best loan packages for your needs. You don’t have to pick one that is a local office of a national company, but those offer more security as they possess more financial capital.
Look for companies that specialize in what kind of loan you will be looking for. Are you a first time home buyer? Are you a military veteran looking to qualify for a VA loan? Have you had credit issues or bankruptcies? These are all important issues for you as you take out your loan. You need a lender who specializes in working with someone with your needs.
Do not delay any longer in buying your new home! Call The Potempa Team, learn about the OneTrust Home Loan of Scottsdale, and we can get started today on helping you finance the perfect home for your family.