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How to Make an Offer on a House

How to Make an Offer on a House

Apr 24, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

One of the most important steps in the purchase process is figuring out how to make an offer on a house. You’ll want to present an offer that is both reasonable and attractive to the seller, without giving away all of your negotiating power. In situations where...
The Pros and Cons of Waiting for Interest Rates to Drop Before You Buy a Home

The Pros and Cons of Waiting for Interest Rates to Drop Before You Buy a Home

Dec 28, 2022 | Arizona Mortgages, California Mortgages, Florida Mortgages, Mortgage, Texas Mortgages

Are you thinking of buying a home in 2023, but waiting for interest rates to drop? You’re not alone. At the Potempa Team, we talk to people all the time who want to make their homeownership goals a reality. If they haven’t made a move yet, it’s often because they’re...
Planning to Buy a Home in 2023? Take These Key Steps Now

Planning to Buy a Home in 2023? Take These Key Steps Now

Dec 19, 2022 | Arizona Mortgages, California Mortgages, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

Planning to buy a home in 2023? A New Year means new goals. If homeownership has been on your list of dreams to accomplish, make them a reality in 2023! Start by taking these key next steps to begin the process of purchasing a home. Speak to a Lender The first step...

Latest Blog Posts

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  • Your 2025 Mortgage RoadmapFebruary 3, 2025
  • How Mortgage Interest Rates Affect Your Buying PowerJanuary 24, 2025
  • Pathways to Homeownership in 2025December 30, 2024
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Copyright ©2025 For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender (NMLS consumer access: https://www.nmlsconsumeraccess.org/_) For State Requirements go to www.emortgagecapital.com/licensing E Mortgage Capital Inc. Headquarters 18071 Fitch 200 Irvine, California 92614