As the summer heats up, so do our spending habits! Whether it’s planning a beach getaway, hosting backyard BBQs, or keeping the kids entertained during their break, summer expenses can really add up. What you might not realize is that these seasonal expenses can...
If you’ve ever dreamed of owning a home but felt like achieving that goal was just out of reach, an FHA loan just might be what you need. FHA loans are specifically geared toward helping first-time buyers get into the real estate market, close on a home, and...
If you’re ready to make your homeownership dreams a reality, you’re in the right place. While at first glance, a big bank or brand name might seem like the way to go, if you’re looking for personalized service, support, and, above all, a smooth and...
Self-employed and dreaming of owning a home this year? Welcome to the Potempa Team’s guide to loan approval for self-employed home buyers. We’re here to break it down, sprinkle in some tips for buying when you’re the boss, and help you sail through...
Thinking of buying a home in 2024? One popular option is the Adjustable-Rate Mortgage, or ARM for short. It’s like the chameleon of home loans–adapting to changing interest rates. But, like any financial decision, ARMs come with their own set of pros and cons....