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What is a Home Appraisal and How Might It Affect Your Home Loan?

What is a Home Appraisal and How Might It Affect Your Home Loan?

Sep 26, 2023 | Frequently Asked Questions

Every property must get a home appraisal as part of the purchase process. Unlike a home inspection that focuses on the property’s condition, an appraisal evaluates its worth in the current real estate market. This crucial evaluation not only impacts the final...
How to Make an Offer on a House

How to Make an Offer on a House

Apr 24, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

One of the most important steps in the purchase process is figuring out how to make an offer on a house. You’ll want to present an offer that is both reasonable and attractive to the seller, without giving away all of your negotiating power. In situations where...
Planning to Buy a Home in 2023? Take These Key Steps Now

Planning to Buy a Home in 2023? Take These Key Steps Now

Dec 19, 2022 | Arizona Mortgages, California Mortgages, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

Planning to buy a home in 2023? A New Year means new goals. If homeownership has been on your list of dreams to accomplish, make them a reality in 2023! Start by taking these key next steps to begin the process of purchasing a home. Speak to a Lender The first step...

Latest Blog Posts

  • What is a Home Appraisal and How Might It Affect Your Home Loan?September 26, 2023
  • Disclosures You Might See During the Home Purchase ProcessSeptember 13, 2023
  • What You Need to Complete a Mortgage Loan ApplicationAugust 30, 2023
  • The Mortgage Pre-Approval Letter: What is it and What Should Be Included?July 28, 2023
  • The Potempa Team at OneTrust Home Loans Arizona ReviewsJuly 14, 2023
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Copyright ©2022 Loans Provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC NMLS #46375 (www.nmlsconsumeraccess.org); 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. (Reference: 10 VAC 5-160-60 (F))