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Closing on Your New Home: Final Steps

Closing on Your New Home: Final Steps

Dec 18, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

Now that you have that coveted final loan approval, there are only a few final things to do before you can pick up the keys to your new home. Although that dream of homeownership is practically in hand, these last items are just as critically important as any other...
Differences Between Conditional and Final Loan Approval

Differences Between Conditional and Final Loan Approval

Nov 11, 2023 | Arizona Mortgages, California Mortgages, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

When you’re trying to get a loan for your new home, there are two steps that might sound a bit confusing: conditional and final loan approval. Understanding the difference between these two stages is critically important. In this guide, we’ll break down...
The Mortgage Pre-Approval Letter: What is it and What Should Be Included?

The Mortgage Pre-Approval Letter: What is it and What Should Be Included?

Jul 28, 2023 | Frequently Asked Questions, Mortgage

For many prospective homeowners, understanding what a mortgage pre-approval letter entails and what information it should include can be daunting. At the Potempa Team, our goal is to empower homebuyers with education and valuable insights into the world of mortgages...
The Potempa Team Arizona Reviews

The Potempa Team Arizona Reviews

Jul 14, 2023 | Arizona Mortgages, California Mortgages, FHA Loan, Florida Mortgages, Frequently Asked Questions, Mortgage, Texas Mortgages

The choices for a mortgage can be overwhelming, especially for a first-time home buyer. This is why it’s good to seek advice from an experienced mortgage lender to discover your options. The Potempa Team prides ourselves on delivering an excellent customer experience....

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Copyright ©2025 For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender (NMLS consumer access: https://www.nmlsconsumeraccess.org/_) For State Requirements go to www.emortgagecapital.com/licensing E Mortgage Capital Inc. Headquarters 18071 Fitch 200 Irvine, California 92614