Why Should I Have the Potempa Team Do My Mortgage?

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When it comes time to explore getting a mortgage, it’s important to understand what’s involved in a home loan. For most of us, a mortgage is the largest financial obligation we’ll take on which makes getting it right the top priority. To make the process as simple and clean as possible, you’ll want to work with a mortgage adviser or team of advisers in order to keep everything in good order.

When a Mortgage Adviser Is Needed

Typically you’ll want to bring on a mortgage adviser from start to finish. Not only does an adviser let first time homebuyers learn the ropes but they can help you save hours of legwork thanks to their knowledge of the industry. The Potempa Team works diligently in:

  • Arizona
  • California
  • Colorado
  • Florida
  • Michigan
  • Nevada
  • Oregon
  • Texas
  • Washington

Each of these states has their own regulations and rules to follow when preparing and completing a mortgage application. In order to efficiently and reliably offer mortgage services in each state, each agent undergoes extensive training and immersion into the local markets.

We also work directly with lenders to help secure you the lowest rates available. Being able to scour the entire market of high-quality mortgages means you’ll have the ability to find the ideal terms on your mortgage. Having access to easily search for offerings between lenders saves you both time and money.

As mortgage advisers, we have direct contact with lenders to help with approval odds and loan types that may not normally be available to you. We’ll work with you to understand your financial situation, housing goals and any other circumstances that may impact your mortgage approval.

A Mortgage Adviser Is a Trusted Partner

In order to become an adviser, you must consistently meet regulations surrounding your performance. This translates into maintaining integrity with every customer and only recommending lending options that truly fit what’s needed for the scenario. Forgoing a mortgage adviser means that you’ll have to take on the full responsibility of learning about and shopping for a mortgage.

Locking in a mortgage that doesn’t correctly match your financial situation can be extremely costly both up front and down the road. Even the application portion of a mortgage can be a challenge when you aren’t sure which type of mortgage you need. There are also hidden costs associated with a mortgage that aren’t included in the listing price of a home, something a mortgage adviser would be able to inform you about.

When you’re ready to find the mortgage that works for you and your family, the Potempa Team is here for you. Don’t hesitate to reach out to us with any questions or concerns you may have. We work with families, individuals and investors alike to make finding the ideal property possible.

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