Our Mortgage Blog
Pathways to Homeownership in 2025
The new year is shaping up to offer more pathways to homeownership in 2025! Whether you’re a first-time buyer eager to plant roots or someone looking to upgrade to a home that better fits your lifestyle, with evolving loan programs, creative financing solutions, and...
The Fed Cut Rates—Why Haven’t Mortgage Rates Dropped?
If you’re like many prospective home buyers who have been watching mortgage interest rates and waiting for them to drop, you might be surprised the Fed’s rate cuts didn’t affect home loans much this fall. It’s a common misconception that when the Federal Reserve...
Planning to Buy a Home in 2025? Here’s What to Do This November
Looking ahead and planning to buy a home in 2025? Here’s the good news: you don’t have to do everything at once. Taking a few simple steps now can set you up for success when it’s time to start house hunting in the new year! Whether you’re looking to hit the ground...
Top Home Loan Options for Veterans and Active Duty Service Members
At The Potempa Team, we’re honored to serve those who’ve served and continue to serve our country. With Veteran’s Day this month, let’s dive into some of the top home loan options for veterans and active duty service members—benefits-packed programs that can save you...
Understanding Private Mortgage Insurance (PMI)
First-time home buyer looking to make a change before the end of the year or looking ahead to 2025? You’ve probably seen many unfamiliar terms thrown around as you research how to get a loan and buy a home. One of the most common ones is Private Mortgage Insurance or...
Renovation Loans: Financing Your Dream Home
When it comes to buying a home, we know how important it is to find something that checks all your boxes. But sometimes, the perfect location or home might come with more TLC than you expected. That’s where renovation loans come in! Whether you're planning to breathe...
What You Need to Know About Financing Your Investment Property
Thinking about diving into the world of investment properties? Whether you're looking to score a rental property for some extra income or flip a fixer-upper, knowing how to finance that investment is key. The process might feel slightly different than your typical...
Is Buying a Rental Property Still a Good Investment?
Generating passive income through real estate has always been appealing, and there are many ways to do it, from single-family homes to multi-family units, as well as long-term and short-term rentals. However, with the recent fluctuations in the housing market, is...
US Housing Market Trends Shaping the Second Half of 2024
2024 has been quite the year for the US economy! Experts started the year predicting we’d see multiple rate cuts from the Federal Reserve (Fed) which would help stimulate activity in the housing market as mortgage interest rates dropped in response and affordability...
How Will the Recent US Economic News Affect Your Home-Buying Plans This Fall?
Are you planning to purchase a home this fall? If so, you’ve probably wondered how the recent US economic news may affect your home-buying plans. With interest rates on the move and the housing market making headlines, it's normal to have questions. In this blog,...
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Fax: 480-393-7023
Call Us: 855-421-2753
tim@potempateam.com
