Our Mortgage Blog

Buying a House in Arizona

Buying a House in Arizona

Buying a house in Arizona is exciting and can be accomplished if you are persistent and serious about making a purchase. There are several factors that you must take into consideration when purchasing your home. The process can take some time so it is important to...

Get Help With Missed Texas Mortgage Payments

Get Help With Missed Texas Mortgage Payments

With housing prices still on the rise and interest rates following, it's becoming more challenging to own a home in Texas which has been known for its multiple affordable housing options. The migration of workers out of metro areas into the suburbs along with damages...

Huge Refinance Boom Fueled by Low Mortgage Rates

Huge Refinance Boom Fueled by Low Mortgage Rates

According to a recent CNBC news article, the 30-year fixed rate mortgage rate has dropped to 4.15% for potential homebuyers with at least 20% to put down on a new home. This affects conforming loan balances up to $647,200. The rate decrease has created a surge in...

Is Real Estate Worth It in Michigan?

Is Real Estate Worth It in Michigan?

Michigan is a state that gets to experience all four seasons. Lake Michigan, Lake Superior, Lake Huron, and Lake Erie provide ample beachfront for people to enjoy during the warm summers. A plethora of snow throughout the state makes various winter sports enjoyable....

Do Housing Prices Go Down in a Recession?

Do Housing Prices Go Down in a Recession?

Most people know that the economy has a direct impact on the pricing of many goods and services. It probably shocks some people to know that a recession doesn't always mean that home prices are going to go down. There are several ways that a recession might impact...

What is a 1031 Exchange and How Does it Work?

What is a 1031 Exchange and How Does it Work?

The IRS tax code is an intricate list of rules that govern just about every situation that relates to taxes. For investors, there are certain transactions they can do that enable them to avoid paying capital gains taxes on some real estate investments right away. In...

Potempa Team Business Name Update

We have decided to move forward with a slight change to our business name where we will be moving from the current name on our Facebook page that states Potempa Team - Fairway Mortgage - 454708 FIMC to The Potempa Team. 

Oregon’s New Housing Market Trends

Oregon’s New Housing Market Trends

The Oregon housing market has started becoming a buyer's market after an extremely hot period over the last year. Oregon homes are finally getting away from bidding wars with listings taking an average of 45 days to sell after being listed. Final sale prices are at or...

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THE POTEMPA TEAM

NMLS# 454708
AZ License #BK-0904162

Fax: 480-393-7023
Call Us: 855-421-2753
tim@potempateam.com

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