Purchasing a home is one of the most important financial actions that anyone will take throughout their lives. Once you leave renting behind, you'll begin putting your money into a store of value that you can pass down to your children or sell to power your...

Homeownership is widely seen as the gateway into the middle class and the ideal way to build wealth. This was true in the past, and it's still true today. However, the prices of homes are on the rise and mortgages can seem out of reach for many. If you're wondering...

The first step in buying a home is figuring out what you can afford. Since hardly anyone can buy a home with cash, this means finding what sort of loan you're eligible for. The better your credit, income, and down payment, the more that lenders will be willing to put...

When you go to a mortgage lender for prequalification or preapproval, the process will largely consist of questions. By asking you these questions, they'll gauge your overall financial situation as well as your reliability and responsibility as an individual. In the...

If you're planning on buying a new home, it's important to know what to expect ahead of time. Mortgage rates are always changing, which is why it's important to learn as much as you can about current trends in the industry. In 2021, many changes will affect the real...

After a brief pause at the onset of the coronavirus pandemic, home sales and prices are edging up. Read on to learn more about the mortgage and housing trends for the year to come. Mortgage rates are forecasted to rise modestly in 2021 In the midst of nationwide...