Our Mortgage Blog
3 Reasons to Choose the Potempa Team Over a Big Bank Lender
If you're ready to make your homeownership dreams a reality, you're in the right place. While at first glance, a big bank or brand name might seem like the way to go, if you're looking for personalized service, support, and, above all, a smooth and easy loan process,...
Loan Approval for Self-Employed Home Buyers
Self-employed and dreaming of owning a home this year? Welcome to the Potempa Team's guide to loan approval for self-employed home buyers. We're here to break it down, sprinkle in some tips for buying when you're the boss, and help you sail through the loan approval...
Understanding Historic Trends in Mortgage Rates
If you're feeling hesitant about diving into the housing market because of today's mortgage rates, zooming out to look at the bigger picture can lend the necessary perspective. In today’s blog, we’ll help you understand historic trends in mortgage rates and what that...
3 Factors Making 2024 a Great Year for Home Buyers
If you’ve been sitting on the sidelines and waiting to make your dream of homeownership a reality, check out the 3 factors making 2024 a great year for home buyers.
Why an Adjustable-Rate Mortgage (ARM) Might Be Right For You
Thinking of buying a home in 2024? An Adjustable-Rate Mortgage (ARM) might be right for you!
How the Federal Funds Rate Affects Your Mortgage Interest Rate
Ever wondered how the Federal Funds Rate affects your mortgage interest rate? With all the talk in the news about the Fed first raising rates incrementally over the last year and now set to cut rates multiple times in 2024, it may be a bit confusing how the Fed’s...
2024 Housing Market Predictions
Want to buy a home in 2024? Ensure you’re prepared with the latest information and a pre-approval from the Potempa Team! Click here to take the first steps to get approved for a home loan, and keep reading for our 2024 housing market predictions. Interest Rates Are...
Closing on Your New Home: Final Steps
Now that you have that coveted final loan approval, there are only a few final things to do before you can pick up the keys to your new home. Although that dream of homeownership is practically in hand, these last items are just as critically important as any other...
Differences Between Conditional and Final Loan Approval
When you're trying to get a loan for your new home, there are two steps that might sound a bit confusing: conditional and final loan approval. Understanding the difference between these two stages is critically important. In this guide, we'll break down the...
What Not to Do While Your Loan is Being Processed
For most prospective home buyers, getting approved for a loan is one of the key components of the home purchase process. However, getting pre-approved doesn’t mean you’re done! You still need conditional and final approval of your loan to fund and close. To ensure...
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THE POTEMPA TEAM
NMLS# 454708
AZ License #BK-0904162
Fax: 480-393-7023
Call Us: 855-421-2753
tim@thepotempateam.com
