Our Mortgage Blog
What is a Home Appraisal and How Might It Affect Your Home Loan?
Every property must get a home appraisal as part of the purchase process. Unlike a home inspection that focuses on the property's condition, an appraisal evaluates its worth in the current real estate market. This crucial evaluation not only impacts the final purchase...
Disclosures You Might See During the Home Purchase Process
Whether you’re buying your first home or your next home, there are several disclosures you might see during the home purchase process. These vary from state to state and depend on the type of property you’re purchasing, but in general, expect to see the following...
What You Need to Complete a Mortgage Loan Application
Congratulations! Now that your offer has been accepted on your dream home, it’s time to move forward with the mortgage loan application. When you choose to work with The Potempa Team, you will work with a dedicated loan processor who will ensure all necessary...
The Mortgage Pre-Approval Letter: What is it and What Should Be Included?
For many prospective homeowners, understanding what a mortgage pre-approval letter entails and what information it should include can be daunting. At the Potempa Team, our goal is to empower homebuyers with education and valuable insights into the world of mortgages...
The Potempa Team Arizona Reviews
The choices for a mortgage can be overwhelming, especially for a first-time home buyer. This is why it’s good to seek advice from an experienced mortgage lender to discover your options. The Potempa Team prides ourselves on delivering an excellent customer experience....
Buying or Renting a Home: Which is Right for You?
If you’re currently renting, chances are you’ve thought about buying your own home or condo. At the Potempa Team, we believe that homeownership is not only a source of financial stability but also a gateway to personal fulfillment and wealth. Buying a property will...
6 Benefits of Homeownership
Welcome to National Homeownership Month! This June, we’re celebrating one of the most fundamental parts of the American Dream—owning a home. If you’ve been dreaming of buying a home but have held off in recent years for one reason or another, we hope that highlighting...
Why Should You Join The Potempa Team?
Are you a loan officer looking to take your career to new heights? Look no further than The Potempa Team! With an exceptional leadership team, a track record of success, and decades of lending experience, The Potempa Team with OneTrust Home Loans offers an incredible...
3 Great Questions to Ask Your Mortgage Lender
Buying your first home or your dream property? Working with a great mortgage lender is an important step in the home-buying process. You’ll likely have lots of questions and your mortgage lender, along with your real estate agent, are here to help! To get the most out...
How to Make an Offer on a House
One of the most important steps in the purchase process is figuring out how to make an offer on a house. You’ll want to present an offer that is both reasonable and attractive to the seller, without giving away all of your negotiating power. In situations where...
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THE POTEMPA TEAM
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AZ License #BK-0904162
Fax: 480-393-7023
Call Us: 855-421-2753
tim@potempateam.com
