FHA or Conventional? Which One Is Right For You?

FHA or Conventional? Which One Is Right For You?

Embarking on the home-buying process comes with many decisions. Aside from finding the house of your dreams, choosing the right home loan for your needs is another important decision. There are two primary types of home loans to consider –conventional and FHA. Both of...
How Do You Get Rid of PMI On A FHA Loan?

How Do You Get Rid of PMI On A FHA Loan?

People who get a conventional mortgage to pay for a home may hear about private mortgage insurance, often shortened to PMI. This type of insurance protects the lender if you stop paying the mortgage. Homeowners can purchase a different policy if they want coverage for...
What If I can’t afford closing costs?

What If I can’t afford closing costs?

Like many people with a home purchase on their horizon, you probably feel a combination of happiness and apprehension. It’s natural to be happy when contemplating buying your next home. Still, it’s also understandable to be nervous, especially if...
What Is a Bridge Loan and How Do They Work?

What Is a Bridge Loan and How Do They Work?

If you’re still in the ideation stage of selling your home, you’re probably starting to get pretty excited about beginning the next chapter of your life in a new home. At the same time, you’re probably already aware of some potential timing pitfalls...
October 2022 California Housing Market Trends

October 2022 California Housing Market Trends

Current California home prices are hovering around $775,000, an 11% decrease over the same period last year. The California Association of Realtors predicted the following trends for 2022: Existing single-family home sales are forecast to total 416,800 units in 2022....